Icici bank

2022 - 10 - 31

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Image courtesy of "Janta Se Rishta"

HDFC, ऐक्सिस, आईसीआईसीआई बैंक के क्रेडिट कार्ड सर्वाधिक (Janta Se Rishta)

वित्त वर्ष 2023 की जुलाई-सितंबर तिमाही में में क्रेडिट कार्ड की संख्या में उल्लेखनीय ...

देश में कार्ड जारी करने वाले सबसे बड़े बैंक एचडीएफसी बैंक के कुल कार्डों की संख्या में वित्त वर्ष 23 की दूसरी तिमाही में 16.2 लाख क्रेडिट कार्डों की कमी आई। सितंबर के अंत में बैंक के कार्डों की कुल संख्या घटकर 163.2 लाख रह गई है, जो जुलाई में 180 लाख थी। एचडीएफसी बैंक के मुख्य वित्त अधिकारी (सीएफओ) श्रीनिवासन वैद्यनाथन ने एक एनालिस्ट कॉल में कहा था, 'तिमाही के दौरान हमने 12 लाख कार्ड जारी किए हैं। कुल कार्डों की संख्या अब 163 लाख है। तिमाही के दौरान हमने 24 लाख कार्ड बंद किए हैं, जो रिजर्व बैंक के सर्कुलर के मुताबिक निष्क्रिय थे।' वित्त वर्ष 23 की पहली तिमाही के अंत में एचडीएफसी बैंक की कार्डों के बाजार में हिस्सेदारी 22.34 प्रतिशत थी, उसके बाद एसबीआई कार्ड की हिस्सेदारी 18.18 प्रतिशत, आईसीआईसीआई कार्ड की 17.18 प्रतिशत, ऐक्सिस बैंक की 12.3 प्रतिशत थी। वहीं एचडीएफसी बैंक के की बाजार हिस्सेदारी 21.01 प्रतिशत कम हुई है और वह पहली तिमाही से 133 आधार अंक गिरी है। वहीं एसबीआई कार्ड की बाजार हिस्सेदारी 19.08 प्रतिशत बढ़ी है, जो 90 बीपीएस ज्यादा है। आईसीआईसीआई बैंक की बाजार हिस्सेदारी मामूली कम हुई है, जबकि ऐक्सिस बैंक की बाजार हिस्सेदारी 95 बीपीएस कम हुई है। वित्त वर्ष 2023 की जुलाई-सितंबर तिमाही में में क्रेडिट कार्ड की संख्या में उल्लेखनीय कमी आई है। भारतीय रिजर्व बैंक (आरबीआई) ने मानकों में अनिवार्य कर दिया है कि जो भी क्रेडिट कार्ड एक साल से ज्यादा समय से निष्क्रिय है, उसे बंद कर दिया जाए। उसके बाद से ही कई बड़े बैंकों के क्रेडिट कार्ड तेजी से घटे हैं। मौजूदा वित्त वर्ष की दूसरी तिमाही में क्रेडिट कार्डों की संख्या 25.5 लाख घटकर 7.77 करोड़ रह गई है।

HDFC, ऐक्सिस, आईसीआईसीआई बैंक के क्रेडिट कार्ड सर्वाधिक घटे (पंजाब केसरी)

वित्त वर्ष 2023 की जुलाई-सितंबर तिमाही में में क्रेडिट कार्ड की संख्या में उल्लेखनीय ...

देश में कार्ड जारी करने वाले सबसे बड़े बैंक एचडीएफसी बैंक के कुल कार्डों की संख्या में वित्त वर्ष 23 की दूसरी तिमाही में 16.2 लाख क्रेडिट कार्डों की कमी आई। सितंबर के अंत में बैंक के कार्डों की कुल संख्या घटकर 163.2 लाख रह गई है, जो जुलाई में 180 लाख थी। एचडीएफसी बैंक के मुख्य वित्त अधिकारी (सीएफओ) श्रीनिवासन वैद्यनाथन ने एक एनालिस्ट कॉल में कहा था, ‘तिमाही के दौरान हमने 12 लाख कार्ड जारी किए हैं। कुल कार्डों की संख्या अब 163 लाख है। तिमाही के दौरान हमने 24 लाख कार्ड बंद किए हैं, जो रिजर्व बैंक के सर्कुलर के मुताबिक निष्क्रिय थे।’ मुंबईः वित्त वर्ष 2023 की जुलाई-सितंबर तिमाही में में क्रेडिट कार्ड की संख्या में उल्लेखनीय कमी आई है। भारतीय रिजर्व बैंक (आरबीआई) ने मानकों में अनिवार्य कर दिया है कि जो भी क्रेडिट कार्ड एक साल से ज्यादा समय से निष्क्रिय है, उसे बंद कर दिया जाए। उसके बाद से ही कई बड़े बैंकों के क्रेडिट कार्ड तेजी से घटे हैं। मौजूदा वित्त वर्ष की दूसरी तिमाही में क्रेडिट कार्डों की संख्या 25.5 लाख घटकर 7.77 करोड़ रह गई है। वित्त वर्ष 2023 की जुलाई-सितंबर तिमाही में में क्रेडिट कार्ड की संख्या में उल्लेखनीय कमी आई है। भारतीय रिजर्व बैंक (आरबीआई) ने मानकों में अनिवार्य कर दिया है कि जो भी क्रेडिट कार्ड एक साल से ज्यादा समय से निष्क्रिय है, उसे बंद कर दिया जाए। उसके बाद...

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Image courtesy of "East Coast Daily"

വേഗത്തിലും തടസരഹിതമായും പണം ... (East Coast Daily)

വേഗത്തിലും തടസരഹിതമായും പണം അടയ്ക്കാം, പുതിയ സേവനവുമായി ഐസിഐസിഐ ബാങ്ക് · ഇന്റർനെറ്റ് ...

സ്വിഫ്റ്റ് അടിസ്ഥാനപ്പെടുത്തിയാണ് ‘സ്മാർട്ട് വയർ’ എന്ന സംവിധാനം പ്രവർത്തിക്കുന്നത്. ഇന്റർനെറ്റ് ബാങ്കിംഗ് പ്ലാറ്റ്ഫോമിൽ ലോഗിൻ ചെയ്തതിനുശേഷം ഈ സേവനം ഉപയോഗിക്കാൻ സാധിക്കും. ‘സ്മാർട്ട് വയർ’ സംവിധാനത്തെക്കുറിച്ച് മാസങ്ങൾക്ക് മുൻപ് തന്നെ ഐസിഐസിഐ പ്രഖ്യാപനങ്ങൾ നടത്തിയിരുന്നു.

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SBI vs HDFC Bank vs ICICI Bank: Check new interest rates on ... (ET Now)

Private sector HDFC Bank has hiked its interest rates on recurring deposits across all tenors. On deposits maturing in 6 months, the bank offers 4.50 ...

The bank offers an interest rate ranging from 6.10 percent to 6.25 percent on RDs maturing in 1 year to 10 years. Based on an assessment of the macroeconomic situation and its outlook, the central bank MPC in its October policy meet decided to increase the policy repo rate by 50 basis points to take the repo rate to 5.9 percent. Private sector HDFC Bank has hiked its interest rates on recurring deposits across all tenors.

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ICICI Bank hikes interest rates on fixed deposits under Rs 2 crore ... (Firstpost)

Previously on 18 October, ICICI Bank increased the interest rates on a few different FD tenures by up to 25 basis points.

The interest rate for FDs maturing between 5 years and 1 day and 10 years has been hiked by ICICI Bank from 6.10 per cent to 6.25 per cent. The interest rates on ICICI Bank fixed deposits with maturities ranging from one year to 18 months have climbed from 5.8 per cent to 6.10 per cent. The interest rate on fixed deposits that mature in 290 days to less than a year has increased by 50 basis points, from 5 per cent to 5.5 per cent. Follow us on [also read] [World](https://www.firstpost.com/category/world) [Explained: Will the Bank of Japan break tradition and raise interest rates?](https://www.firstpost.com/world/explained-will-the-bank-of-japan-break-tradition-and-raise-interest-rates-11521391.html) For fixed deposits that mature in 7 days to 29 days, the bank will continue to give 3 per cent interest, and for deposits that mature in 30 days to 45 days, it will offer a 3.50 per cent interest rate. The interest rate on FDs with tenure between 18 months and two years has been boosted from 5.8 per cent to 6.10 per cent. The move comes after SBI hiked its term deposit interest rate across all tenors. The private bank has raised the interest rate on deposits maturing between 91 and 184 days from 4.25 per cent to 4.5 per cent. Previously on 18 October, ICICI Bank increased the interest rates on a few different FD tenures by up to 25 basis points. This time, the private sector lender has raised the interest rates on certain fixed deposit (FD) tenures by as much as 50 basis points. On the bank’s website, it states that the new FD interest rates came into effect from 29 October. In order to compete with other banks, ICICI Bank has raised interest rates on deposits maturing in 46 to 60 days by 25 basis points, from 3.50 per cent to 3.75 per cent, and on fixed deposits maturing in 61 to 90 days by the same amount, from 3.75 per cent to 4.00 per cent.

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ICICI Bank Raises Interest Rates On Fixed Deposits; Check Latest ... (News18)

ICICI Bank, on fixed deposits between Rs 2 crore and Rs 5 crore, is offering interest rates in the range of 3.75-6.50 per cent, depending upon tenure and ...

Deposits maturing in 3 years 1 day to 5 years will receive a maximum interest rate of 6.35 per cent to the general public and 6.95 per cent for senior citizens on deposits maturing in 5 years 1 day to 10 years. 271 days to 289 days: For General Public - 5.25 per cent; For Senior Citizens - 5.75 per cent 211 days to 270 days: For General Public - 5.25 per cent; For Senior Citizens - 5.75 per cent On deposit tenure of 7 days-10 years, the bank is now offering an interest rate ranging from 3 per cent to 6.25 per cent for the general public and 3.50 per cent to 6.95 per cent for senior citizens. 185 days to 210 days: For General Public - 5.25 per cent; For Senior Citizens - 5.75 per cent 151 days to 184 days: For General Public - 4.50 per cent; For Senior Citizens - 5.00 per cent 121 days to 150 days: For General Public - 4.50 per cent; For Senior Citizens - 5.00 per cent 91 days to 120 days: For General Public - 4.50 per cent; For Senior Citizens - 5.00 per cent 61 days to 90 days: For General Public - 4.00 per cent; For Senior Citizens - 4.50 per cent 15 days to 29 days: For General Public - 3.00 per cent; For Senior Citizens - 3.50 per cent 7 days to 14 days: For General Public - 3.00 per cent; For Senior Citizens - 3.50 per cent The bank has also raised its FD rates on deposits between Rs 2 crore and Rs 5 crore, effective October 31.

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SBI Vs PNB Vs HDFC Bank Vs ICICI Bank Latest FD Rates ... (Goodreturns)

These 4 leading banks are from both private and public sectors, which include the State Bank Of India (SBI), Punjab National Bank (PNB), HDFC Bank & ICICI ...

According to the bank, NRE rates are applicable for the tenure of 1 year and above only. According to the bank's official website, the Bank now offers interest rates starting from 3 percent and going up to 6.25 percent for the general public on maturity period starting from 7 days up to 10 years. According to the bank, senior citizens continue to receive additional 50 bps. Senior Citizens FD Interest rates are only applicable for term deposits. For senior citizens, the bank offers interest rates starting from 3.50 percent to 6.75 percent for the said maturity period. For tenure between 7 days to 10 years, the interest rates offered by the bank ranges between 3 percent to 6.25 percent. The trend is likely to be followed in the upcoming days by many other banks. The bank continues to offer an additional 0.50 percent interest to senior citizens. 7 days to 45 days Since conservative investors prefer fixed deposits as their first investment destination because FDs offer safe and guaranteed returns on investments, it becomes important to compare FD rates by top banks. The Reserve Bank Of India (RBI) increased the repo rate by 50 basis points in September, which encouraged banks and other financial institutions such as NBFCs to raise their interest rates on fixed-rate deposits (FD). Most banks now offer FDs starting from 3.50 percent.

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Bank Fixed Deposit rate hike: IDFC First Bank, RBL Bank, Union ... (Business Today)

Bank hike FD Rates: IDFC First, RBL, Union Bank, Canara Bank gives interest rates of more than 7 per cent to general customers.

RECOMMENDED IDFC First Bank provides FDs with terms ranging from 7 days to 10 years. Following the most recent increase, the bank now offers interest rates ranging from 3 per cent to 7 per cent on FDs with maturities ranging from 7 days to 10 years. Among the lenders that have recently raised interest rates on term deposits are the State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, IDFC First Bank, and RBL Bank. Union Bank of India is one of the government banks that has increased interest rates on FDs under Rs 2 crore with effect from October 17. Banks have been raising interest rates on fixed deposits (FDs) and savings accounts since May 2022, following consecutive repo rate hikes by the Reserve Bank of India (RBI).

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HDFC Bank vs ICICI Bank vs SBI Bank: Which bank is giving higher ... (Business Today)

Planning to start a fixed deposit? Check out the interest rates by HDFC Bank, ICICI Bank, and SBI Bank.

In the case of a 5-year deposit, ICICI Bank leads the race with a 6.35 per cent interest rate compared to the 6.25 per cent offered by HDFC Bank and 6.10 per cent offered by Axis Bank and SBI. TRENDING Debt funds rose at a much slower pace of Rs 4.8 lakh crore. Though FD rates have risen recently it has always been a matter of debate on whether bank deposits are still the preferred choice of instrument for financial savings. This is shown both in terms of growth in time deposits and AUM of mutual funds as well as share of bank deposits in combined funds. Take, for instance, for this fiscal so far (April-June), the credit-deposit ratio is at 73.5 per cent, compared to 70.5 per cent a year ago. On the other hand, net AUM of mutual funds rose by Rs 26.1 lakh crore, in the same period. However, for a three-year deposit, HDFC Bank is giving the higher interest at 6.25 per cent followed by ICICI Bank at 6.20 per cent with SBI and Axis Bank offering 6.10 per cent interest rate. Rates are, however, expected to go up further due to the widening credit-deposit growth gap, especially since the rate hike does not seem to have impacted the credit off-take. Within that, term deposits have increased by Rs 66 lakh crore. According to online marketplace for loans Paisabazaar, HDFC Bank, ICICI Bank, Axis Bank and SBI Bank are offering interest rates of 6.1 per cent on the one-year deposit. The good news is that fixed deposit rates have also gone up, though not in proportion to lending rates, over this period.

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