NPS

2022 - 11 - 1

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NPS Rule Change: एनपीएस में करते हैं निवेश तो जान लें ये नए नियम ... (दैनिक जागरण)

NPS Rule Change पीएफआरडीए और आईआरडीए की ओर से पिछले कुछ समय में एनपीएस के कई नियमों को बदला ...

एनपीएस में निवेश को आसान बनाने के उद्देश्य से आरआरडीएआई लगातार नियमों को आसान बनाता रहता है। हाल ही में आरआरडीएआई ने मैच्योरिटी के समय एन्युटी लेने के लिए अगल से फॉर्म भरने के सिस्टम को समाप्त कर दिया है। इसके लिए पीएफआरडीए और आईआरडीएआई की ओर से नियमों में भी बदलाव किया जाता रहा है। ऐसे में अगर आप भी अपने रिटायरमेंट के लिए एनपीएस में निवेश करते हैं, तो आपको पीएफआरडीए और आईआरडीएआई के द्वारा हाल में बदले गए नियमों को जान लेना चाहिए। NPS Rule Change पीएफआरडीए और आईआरडीए की ओर से पिछले कुछ समय में एनपीएस के कई नियमों को बदला गया है। इसमें नॉमिनेशन एन्युटी डिजिटल लाइफ सर्टिफिकेट क्रेडिट कार्ड के जरिए एनपीएस में योगदान से जुड़ा नियम शामिल है।

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NPS திட்டத்தில் முதலீடு செய்ய போறீங்களா ... (Goodreturns Tamil)

இந்த திட்டத்தினை ஓய்வூதிய நிதி ஒழுங்குமுறை மற்றும் மேம்பாட்டு ஆணையத்தால் (PFRDA) ...

நீண்டகால நோக்கில் இந்த திட்டத்தினை தொடர்ந்து கொள்ளலாம் என நினைப்பவர்கள் மட்டுமே தொடர்ந்து கொள்ளலாம். ஆனால் தேசிய ஓய்வூதிய திட்டத்தின் மூலம் இந்தியர்கள் யார் வேண்டுமானாலும் இந்த தேசிய ஓய்வூதிய திட்டத்தினை தொடங்கிக் கொள்ளலாம். எனினும் இந்த 75% வரம்பானது 50 ஆண்டுகள் வரையில் மட்டுமே ஆகும். இந்த என்பிஎஸ் திட்டத்தில் பங்கு சந்தையில் அதிகபட்ச வரம்பு என்பது 75% வரம்பாக நிர்ணயம் செய்யப்பட்டுள்ளது. இந்த திட்டத்தினை தங்களது ஓய்வூகாலத்திற்கு மாத மாதம் வருமானம் வேண்டும் என நினைப்பவர்கள் முதலீடு செய்யலாம். இந்த திட்டத்தினை ஓய்வூதிய நிதி ஒழுங்குமுறை மற்றும் மேம்பாட்டு ஆணையத்தால் (PFRDA) நிர்வகிக்கப்படுகிறது.

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NPS: सब्‍सक्राइबर्स की मृत्यु के बाद क्‍या बदला जा सकता है नॉमिनी ... (News18 इंडिया)

NPS Update: नेशनल पेंशन सिस्टम (NPS) सब्‍सक्राइबर्स के लिए नॉमिनी चुनना जरूरी है.

ओएस के मामले में भी अगर किसी सब्सक्राइबर्स की मृत्यु के बाद नॉमिनी में किसी तरह का बदलाव किया जाता है तो उसे अमान्य माना जाएगा. अमान्य नामांकन वाले और सरकारी और गैर-सरकारी क्षेत्र में क्रमशः एग्जिट रेगुलेशन 3 (सी) और 4 (सी) में परिभाषित मामलों के दावों को संबंधित मध्यस्थ द्वारा प्रोसेस किया जाएगा और फंड सब्सक्राइबर्स के कानूनी वारिस को दिया जाएगा. 22 अक्टूबर को जारी सर्कुलर में पीएफआरडीए ने कहा है कि नॉमिनी का चुनाव केवल सब्सक्राइबर्स द्वारा ही किया जा सकता है.

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HDFC Pension Fund Scheme E - NPS TIER I Performance Review (FreeFinCal)

We review the performance consistency of HDFC Pension Fund Scheme E - NPS TIER I measured against Nifty 50 TRI and UTI Nifty 50 TRI. The scheme was.

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Changes In NPS Guidelines You Need To Be Aware Of (Outlook India)

The Pension Fund Regulatory Development Authority has made some changes with relation to investment in the National Pension System. Here are a list of the ...

8] Trail Commission Payment Through Points of Presence (PoP): The PFRDA has allowed trail commission payment through PoPs for NPS account holders. The PRFDA issued this guideline through an official notification this year, asking all points of presence (PoPs) to stop accepting credit cards payments for contribution to NPS tier-2 accounts with immediate effect. [PFRDA](https://www.outlookindia.com/business/pfrda-proposes-changes-to-allow-systematic-lumpsum-withdrawals-fort-nps-subscribers-news-227502) had proposed changes to its guidelines in a bid to allow NPS subscribers the facility of Systematic Lumpsum Withdrawal (SLW). Henceforth, the exit form of the NPS will be treated as the proposal form for purchasing annuities from life insurance companies. The same can also be used for updating details such as address on the NPS account. You need to have an active NPS account with a valid permanent retirement account number (PRAN) and an updated mobile/email ID details.

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NPS subscribers can invest up to 75% in equity — Here's what it ... (CNBCTV18)

The Pension Fund Regulatory Authority (PFRDA) has recently revised the equity allocation standards for National Pension System (NPS) accounts.

A subscriber when he/she turned 51, the 75 percent limit on asset class E was reduced by 2.5 percent annually and switched to government securities. Under NPS-All Citizen Model, as of now subscribers have the option to select any one of the registered pension funds and actively allocate their contributions across 04 Asset Classes, i.e. As a result, NPS subscribers can now invest up to 75 percent of their funds to equity (E) under active choice without any conditions of tapering from the age of 51 years as earlier.

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NPS सब्सक्राइबर्स अलर्ट! पेंशन स्कीम को लेकर बदल चुके हैं ये 4 नियम ... (Zee Business हिंदी)

NPS rule changes national pension fund subscribers alert e nomination annuity form credit card payment | हम आपको यहां चार ऐसे नियमों ...

लेकिन अब टियर-2 अकाउंट के सब्सक्राइबर्स अपना कॉन्ट्रिब्यूशन क्रेडिट कार्ड के जरिए नहीं भर पाएंगे. सरकारी और निजी दोनों ही कंपनियों में काम कर रहे इन्वेस्टर्स के लिए ई-नॉमिनेशन की प्रक्रिया बदल गई है. पेंशन फंड नियामक विकास प्राधिकरण (PFRDA) और भारतीय बीमा विनियामक व विकास प्राधिकरण (IRDAI) ने एनपीएस इन्वेस्टर्स के लिए कई नियमों में संशोधन किया है.

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NPS rule change: Pension scheme investors can land in trouble if ... (DNA India)

PFRDA and IRDA recently changed a number of NPS regulations.

Every year for the duration of their pension, each pensioner must submit a Life Certificate to the Pension Authority. PFRDA and IRDAI have both modified the rules in response to this. At the same time, your application will automatically be submitted to the Central Recordkeeping Agency (CRA) and accepted if the Nodal Officer does not act on it for 30 days.

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NPS subscribers can now invest up to 75% in equity — Know all ... (Firstpost)

PFRDA has decided to allow an option to allocate 100 percent of a subscriber's contribution to Asset Class E (Equity) in Tier-II (Optional Account) under ...

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NPS Pension: अब रिटायरमेंट के बाद हर महीने मिलेगी 2 लाख रुपये पेंशन ... (Zee News Hindi)

NPS Retirement Planning: करोड़पति बनने के लिए किसी रॉकेट साइंस की जरूरत नहीं बल्कि रेगुलर निवेश और ...

इसके बाद 6% रिटर्न से 1.27 करोड़ रुपये पर आपको हर महीने 63,768 रु मासिक पेंशन मिल सकता है. रिटायरमेंट के बाद ज्यादा मासिक पेंशन पाने के लिए आपको NPS योजना में निवेश करना चाहिए. इनकम टैक्स के सेक्शन 80C के तहत आप अधिकतम 1.5 लाख रुपये तक टैक्स बचा सकते हैं. हम आपको बताने जा रहे हैं कि कैसे आप रिटायरमेंट के बाद हर महीने 2 लाख रुपये तक की पेंशन ले सकते है. इसके तहत आपको Systematic Withdrawal Plan (SWP) से 1.43 लाख रु और 63,768 रुपये का मासिक रिटर्न भी मिलेगा. NPS के जरिए आप सालाना 2 लाख रुपये तक का टैक्स बचा सकते हैं.

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NPS rules change: All you need to know (India Today)

Here are the number of changes and additions made to the National Pension System (NPS).

Upon receiving your application, the nodal officer will now have the authority to accept or reject it. Every subscriber to NPS is assigned a unique Permanent Retirement Account Number (PRAN). [By India Today Web Desk](/author/india-today-web-desk): The National Pension System (NPS) is a reliable solution for retirement planning.

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NPS Subscribers: ఎన్‌పీఎస్‌ సబ్‌స్క్రైబర్లకు అలర్ట్.. వాటిలో 75 శాతం వరకు ... (News18 తెలుగు)

నేషనల్ పెన్షన్ సిస్టమ్(NPS)ను మరింత ఆకర్షణీయంగా తీర్చిదిద్దేందుకు సిద్ధమైంది పెన్షన్ ...

(ప్రతీకాత్మక చిత్రం) అన్ని టైర్ II సబ్స్క్రైబర్లు అసెట్ క్లాస్ E(ఈక్విటీ)కి 100 శాతం కేటాయించే అవకాశం ఉంది. అసెట్ క్లాస్ E(ఈక్విటీ)లో 75 శాతం, అసెట్ క్లాస్ A(ఆల్టర్నేటివ్ అసెట్స్)కి 5 శాతం కాంట్రిబ్యూషన్స్ కేటాయించే అవకాశం ఉంది. ప్రత్యామ్నాయంగా అసెట్ క్లాస్ G(గవర్నమెంట్ సెక్యూరిటీస్)లో 100 శాతం వరకు, అసెట్ క్లాస్ C(కార్పొరేట్ బాండ్స్)లో 100 శాతం వరకు కేటాయించవచ్చు. 04 అసెట్ క్లాస్లలో అంటే ఈక్విటీ (E), కార్పొరేట్ బాండ్లు (C), గవర్నమెంట్ సెక్యూరిటీస్ (G)లో తమ కంట్రిబ్యూషన్లను కేటాయించే అవకాశం ఉంది. అదే విధంగా 51 సంవత్సరాల వయసు నుంచి ఎటువంటి షరతులు లేకుండా యాక్టివ్ చాయిస్ కింద టైర్-II (ఆప్షనల్ అకౌంట్)లో అసెట్ క్లాస్ E (ఈక్విటీ)కి సబ్స్క్రైబర్లు తమ కాంట్రిబ్యూషన్లో 100 శాతం కేటాయించవచ్చు.

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Changed and new rules for National Pension Scheme: All you need ... (Business Standard)

The Insurance Regulatory and Development Authority of India (IRDAI) and the Pension Fund Regulatory Development Authority (PFRDA) have made several changes ...

Also, if the officer does not take action on your application within 30 days, it will be automatically submitted to the Central Recordkeeping Agency (CRA). Here is a list of the changed and new rules. Digital life certificates can be submitted online through Jeevan Praman.

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Image courtesy of "Goodreturns Hindi"

NPS निवेशक इक्विटी में कर सकेंगे 75 फीसदी तक निवेश, जानिए क्या होगा ... (Goodreturns Hindi)

पेंशन फंड नियामक प्राधिकरण (पीएफआरडीए) ने हाल ही में राष्ट्रीय पेंशन प्रणाली (एनपीएस) ...

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क्या है NPS Scheme? जानें नेशनल पेंशन सिस्टम के लाभ और इसके नियम (Opoyi)

NPS में निवेश पर रिटायरमेंट पर एक बड़ा फंड एकमुश्‍त मिलता है. नेशनल पेंशन स्कीम (NPS) को ...

[अकाउंट](https://hindi.opoyi.com/business/if-old-bank-account-linked-to-pf-is-not-closed-link-new-bank-account-in-4-steps-443295/) होता है. [प्राइवेट](https://hindi.opoyi.com/india/delhis-safdarganj-hospital-got-a-big-gift-private-wards-will-be-started-753111/) एम्पलाईज के लिए धारा 80C के तहत टैक्स कटौती की ऊपरी सीमा हर साल 1.5 लाख रुपए निर्धारित की गई है. [केंद्र सरकार](https://hindi.opoyi.com/jobs/government-jobs-8-lakh-posts-are-vacant-in-the-government-departments-of-the-country-the-central-government-itself-told-669957/) के कर्मचारियों के लिए एनपीएस टियर I अकाउंट खुलवाना अनिवार्य किया गया है, जबकि टियर II स्वैच्छिक अकाउंट है, इसका चुनाव अपने हिसाब से किया जा सकता है. [Credit Card Benefit: क्रेडिट कार्ड से मिलेगा फ्री में नाश्ता और खाना, बस करना होगा ये काम](https://hindi.opoyi.com/utility/credit-card-benefit-free-breakfast-and-food-will-be-available-with-credit-card-just-have-to-do-this-work-787284/) [नेशनल पेंशन स्कीम](https://hindi.opoyi.com/business/atal-pension-yojana-government-will-give-pension-of-5-thousand-rupees-per-month-know-how-to-open-account-171234/) में केंद्र सरकार के कर्मचारियों के लिए टैक्स छूट की सीमा 1.5 लाख रुपए निर्धारित है और लॉक-इन अवधि लगभग 3 वर्ष निर्धारित है. केंद्र सरकार का कर्मचारी एनपीएस के तहत 3 खातों तक का लाभ उठा सकता है (i) टियर I (अनिवार्य), (ii) टियर II (वैकल्पिक) और (iii) टियर III (लॉक-इन अवधि के साथ वैकल्पिक और कर लाभ के तहत धारा 80सी). [सरकारी नौकरी](https://hindi.opoyi.com/education/indian-railway-jobs-vacancies-out-in-railways-for-10th-pass-direct-recruitment-without-exam-411436/) करते हों या प्राइवेट, आपको नेशनल पेंशन सिस्टम (NPS) से जुड़े नियमों की जानकारी रखना बहुत जरूरी है.

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Image courtesy of "प्रभासाक्षी न्यूज नेटवर्क"

जानिए, नेशनल पेंशन स्‍कीम के नियमों में हुए हैं कुछ महत्वपूर्ण बदलाव (प्रभासाक्षी न्यूज नेटवर्क)

एनपीएस में निवेश को आसान बनाने के प्रयास में आरआरडीएआई नियमित रूप से नियमों में ढील ...

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Image courtesy of "Moneycontrol.com"

How NPS' staggered lump-sum withdrawal plan can help retirees ... (Moneycontrol.com)

A new proposal by the pension regulator will allow retirees to automatically withdraw a sum of money at regular intervals. This is not the same as annuities ...

While the PFRDA chairman has discussed the possibility of giving the subscribers a choice between systematic withdrawal and annuity payouts in the past, this is yet to take any concrete shape.“NPS is constantly seeing improvement in terms of features and flexibilities, so eventually, systematic withdrawal could be extended to the annuity portion (40 percent) too,” says Preeti Zende, Founder, ApnaDhan Financial Services. [pension plan is to replace your salary](https://www.moneycontrol.com/news/business/personal-finance/accumulation-vs-distribution-how-retirement-planning-differs-in-2-phases-8886361.html) during retirement years. You will have to log in to your NPS account, choose SLW and authenticate the request with eSign or dual factor OTP authentication. For one, subscribers will have flexibility in the frequency of payouts – you can choose to receive the amount in monthly, quarterly, half-yearly and annual installments instead of only a yearly payout option. Systematic lumpsum withdrawal applies to the 60 percent lumpsum component. According to PFRDA, the facility will provide subscribers flexibility and liquidity during their retirement years. In the case of Tier-II, which is a voluntary investment account with few restrictions on withdrawals, you can sign up for SLW even before you turn 60. "If you have started investing in, say, your 20s with certain goals in mind, it is possible that at 50, your requirements would be different. Once the SLW request is activated, you cannot make any further contributions to the Tier-I account. But today, if you want to make phased annual withdrawals you have to make the request every time, which then needs to be authorised. You can also choose to defer receiving the entire or part lump-sum component until the age of 75. Think of it like a mutual fund’s systematic withdrawal plan (SWP).

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