Credit card

2023 - 3 - 3

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Image courtesy of "The Hindu"

Cyber fraudsters use PAN details of Dhoni, Abhishek Bachchan ... (The Hindu)

According to Delhi Police, the five accused who were arrested, got the details from the celebrities' GST Identification Numbers which are available online.

Accordingly, credit cards were issued to the accused persons with an approved credit limit of Rs 10 lakh each." For instance, the PAN card of Abhishek Bachchan had his PAN and date of birth but a picture of one of the accused. Accordingly, our system fetched the bureau details based on the original PAN and suggested a credit limit.” “The approved credit limit was exhausted/withdrawn by the accused within a span of a week and nothing has been repaid to us,” the FIR said. They used to get GST details of these celebrities from Google. It immediately alerted the Delhi Police which swung into action and arrested five of them.

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Image courtesy of "The Economic Times"

pan aadhaar fraud: How fraudsters used Dhoni, Tendulkar ... (The Economic Times)

As per police report, a group of fraudsters allegedly procured PAN details of Bollywood actors and cricketers from their GST Identification Numbers ...

For instance, the PAN card of Abhishek Bachchan had his PAN and date of birth but a picture of one of the accused. This is expected to facilitate trade as the West ratchets up sanctions on Russia. The fraudsters got GST details and date of birth of celebrities from Google. After getting new PAN and aadhaar, the fraudsters applied for new credit cards from Pune-based fintech startup 'One Card'. * When submitting PAN copy, write the date along with your signature and mention the reason behind the submission. The first two digits of GSTIN are state code and the next 10 digits are PAN number.

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Image courtesy of "CNBCTV18"

Cyber criminals use PAN details of Bollywood actors and cricketers ... (CNBCTV18)

A group of fraudsters have allegedly procured PAN details of several Bollywood actors and cricketers - Abhishek Bachchan, Shilpa Shetty, Madhuri Dixit, ...

It added, "They left the original PAN and Aadhaar number and the date of the birth intact and uploaded the forged PAN card/Aadhaar card on our app. The company also delivered some physical credit cards to the addresses mentioned on some of the documents. For instance, the PAN card of Abhishek Bachchan had his PAN and date of birth but a picture of one of the accused. So the picture of accused Pankaj Mishra with Abhishek Bachchan’s PAN and Aadhaar details worked well to get a card issued.” The source said that they were aware that these celebrities possibly have good CIBIL scores which would brighten their chances of getting credit cards. It immediately alerted the Delhi Police which swung into action and arrested five of them.

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Image courtesy of "The New Indian Express"

Cybercriminals use PAN details of Dhoni, Abhishek Bachchan for ... (The New Indian Express)

They got the PAN cards remade fraudulently by putting their own pictures on them so that during video verification, their looks match the photo available on ...

They forged their Aadhaar details in a similar fashion. After getting this information, they applied for credit cards. It added, "They left the original PAN and Aadhaar number and the date of the birth intact and uploaded the forged PAN card/Aadhaar card on our app." "After arrest, when they were interrogated, they disclosed their unique modus operandi. Last Updated: 03rd March 2023 10:55 AM Published: 03rd March 2023 10:55 AM

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Image courtesy of "Economic Times"

How fraudsters used Dhoni, Tendulkar, Abhishek Bachchan ... (Economic Times)

As per police report, a group of fraudsters allegedly procured PAN details of Bollywood actors and cricketers from their GST Identification Numbers ...

For instance, the PAN card of Abhishek Bachchan had his PAN and date of birth but a picture of one of the accused. This is expected to facilitate trade as the West ratchets up sanctions on Russia. The fraudsters got GST details and date of birth of celebrities from Google. After getting new PAN and aadhaar, the fraudsters applied for new credit cards from Pune-based fintech startup 'One Card'. * When submitting PAN copy, write the date along with your signature and mention the reason behind the submission. The first two digits of GSTIN are state code and the next 10 digits are PAN number.

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Image courtesy of "ABP News"

Credit Card: क्रेडिट कार्ड रिवार्ड प्वाइंट का ऐसे करें स्मार्ट यूज, शॉपिंग ... (ABP News)

Credit Card: बहुत से लोग क्रेडिट कार्ड पर दिए जाने वाले रिवार्ड प्वाइंट से अनजान रहते हैं, ...

ये रिवार्ड प्वाइंट्स क्रेडिट कार्ड से शॉपिंग, फूड, बिल पेमेंट, इंटरटेनमेंट और ट्रेवेल पर खर्च से प्राप्त किया जा सकता है और फिर इन रिवार्ड प्वाइंट्स को किसी अन्य समान की खरीदारी के लिए यूज किया जा सकता है. ऐसे क्रेडिट कार्ड की संख्या, डिमांड और बैंकों की ओर से पेश किए गए नए तरह के क्रेडिट कार्ड की संख्या भी बढ़ी है. How to Smart Use Credit Card: पिछले कुछ सालों के दौरान क्रेडिट कार्ड का यूज बढ़ा है.

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Image courtesy of "The Hindu BusinessLine"

Cyber criminals use PAN details of celebrities for credit card fraud, 5 ... (The Hindu BusinessLine)

The fraudsters allegedly procured PAN details of several Bollywood actors and cricketers from their GST Identification Numbers available online, ...

Accordingly, credit cards were issued to the accused persons with an approved credit limit of Rs 10 lakh each." For instance, the PAN card of Abhishek Bachchan had his PAN and date of birth but a picture of one of the accused. Accordingly, our system fetched the bureau details based on the original PAN and suggested a credit limit.” They were very well aware that the first two digits of GSTIN are state code and the next 10 digits are PAN number,” one of the sources said. It added, “We came to know about this fraud when our system got an alert that multiple on boarding attempts were being made using a single device. It immediately alerted the Delhi Police and arrested five of them.

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Image courtesy of "Macworld"

How to access a credit card CVV from Safari via autofill (Macworld)

You can use Safari and iCloud Keychain to hold and sync your credit card's verification code.

Email yours to [[email protected]](mailto:[email protected]), including screen captures as appropriate and whether you want your full name used. You provide your name as it appears on the card, its number, its expiration, and the verification code found printed on the card. Apple Pay requires that you enroll credit and debit cards, and the backend infrastructure handles the whole security part for you.

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Image courtesy of "News Room Odisha"

5 cyber criminals arrested for using PAN details of 95 celebrities for ... (News Room Odisha)

New Delhi: Five cyber criminals have been arrested for procuring the PAN Card details of 95 prominent celebrities, including Bollywood actor Abhishek ...

“They were very well aware that the first two digits of GSTIN are state code and the next 10 digits are PAN numbers. According to officials, the cards were issued from Pune-based fintech startup ‘One Card’. Since the celebrities’ date of birth is available on Google, these two — PAN and date of birth — complete the PAN details,” said an official privy to investigation.

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Image courtesy of "Bankrate.com"

Get A New Credit Card Now For Summer Travel Savings | Bankrate (Bankrate.com)

It can take a few months to turn a credit card sign-up bonus into a free trip, so now is the perfect time to plan ahead for summer travel.

[cash back](https://www.bankrate.com/finance/credit-cards/how-cash-back-works/), but they can also be more complicated. [travel credit card](https://www.bankrate.com/finance/credit-cards/how-do-travel-rewards-work/). [Co-branded credit cards](https://www.bankrate.com/finance/credit-cards/co-branded-credit-cards-guide/) such as the [Marriott Bonvoy Boundless® Credit Card](https://www.bankrate.com/finance/credit-cards/reviews/marriott-bonvoy-boundless/)* work best if you’re loyal to a particular airline or hotel chain. [Chase Sapphire Reserve®](https://www.bankrate.com/finance/credit-cards/reviews/chase-sapphire-reserve/) changed the credit card rewards landscape by appealing to millennials and their affinity for experiences, namely travel and dining. If travel rewards are what you’re looking for, consider signing up for one of the cards mentioned above to get you closer to a free (or at least discounted) summer getaway. [Annual fees](https://www.bankrate.com/finance/credit-cards/cash-back-cards-worth-annual-fee/) can be well worth it for some cardholders, since they often come with premium benefits such as airport lounge access and various everyday credits. You can earn 80,000 [Membership Rewards points](https://www.bankrate.com/finance/credit-cards/american-express-membership-rewards-points-value/) after spending $6,000 in your first six months with the card. The welcome bonus is 20,000 points (worth $200) after spending $1,000 in the first three months. But since Marriott is the world’s largest hotel chain with more than 8,000 properties located in 139 different countries and territories, you have a ton of redemption opportunities with this card. Bankrate values each Ultimate Rewards point earned with the Sapphire Reserve at up to 2 cents a piece toward transfer partner travel, making the bonus worth up to a cool $1,200. [benefits](https://www.bankrate.com/finance/credit-cards/amex-platinum-benefits-guide/) and one of the most lucrative sign-up bonuses you’ll find. None of these steps are particularly difficult, but there’s probably a longer lag than you would expect between signing up for a new credit card and taking the free trip you earned in the process.

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Image courtesy of "Studycafe"

Ms Dhoni and Mr. Bachchan PAN Card used for Credit Card Fraud (Studycafe)

In a bizarre case of cyber fraud, hackers allegedly stole PAN details of various Bollywood celebrities and cricketers using their GST Identity Numbers to ...

They had their PAN cards recreated fraudulently, with their own images on them, so that when they went through video verification, their appearance matched the photo on their PAN/Aadhaar card.” During video verification, they were asked questions about their financial activity, which they simply answered because they had all such information from CIBIL. They were well aware that the first two digits of “When they were interrogated after their arrest, they revealed their distinct method of operation. They applied for credit cards once they had this information. It immediately ale1ted the Delhi Police which swung into action and arrested five of them.

Five men ganged together through Telegram group to commit credit ... (ThePrint)

New Delhi, Mar 3 (PTI) Two engineering graduates, two Aadhaar enrolment centre employees and a private firm worker ganged together through a Telegram group ...

The source added, “Since the celebrities date of birth are available on Google, these two — PAN and date of birth — complete the PAN details. They got the PAN cards remade fraudulently putting their own pictures on it so that during video verification, their looks match with the photo available on PAN/Aadhaar card.” The Pune-based company alleged that these fraudsters approached the company through their app by uploading the details such as PAN and Aadhaar number to get credit cards issued. He forged Aadhaar cards and incorporated details of the celebrities. They used to get GST details of these celebrities from Google. The accused persons took loans from several Chinese apps and got to know about the financial trail. He met with an accident in 2020 and later was suffering from fits due to which he lost his job, police said.

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Image courtesy of "Times of India"

Five men ganged together through Telegram group to commit credit ... (Times of India)

According to the police, Sharma took a loan of Rs 2500 from a Chinese application and later deposited the whole amount. Despite that his family membe.

He forged Aadhaar cards and incorporated details of the celebrities. They got the PAN cards remade fraudulently putting their own pictures on it so that during video verification, their looks match with the photo available on PAN/Aadhaar card." The accused persons took loans from several Chinese apps and got to know about the financial trail. He met with an accident in 2020 and later was suffering from fits due to which he lost his job, police said. "After arrest, when they were interrogated, they disclosed their unique modus operandi. Despite that his family members and other relatives were receiving calls from its recovery agents who were forcing them to deposit more more.

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Image courtesy of "Zee Business हिंदी"

जालसाजों का कारनामा! धोनी और शिल्पा शेट्टी सहित कई सेलेब्रिटीज़ के PAN ... (Zee Business हिंदी)

Shilpa Shetty और Dhoni सहित कई सेलेब्रिटीज़ के नाम पर धोखाधड़ी. Credit Card Fraud: साइबर ठग हर रोज ठगी का ...

[Credit Card से जमकर खर्च कर रहे लोग, लगातार 11वें महीने बना रिकॉर्ड, जानें कौन कर सकता है क्रेडिट कार्ड के लिए अप्लाई](/hindi/india/video-spending-surge-credit-card-spends-at-over-rs1-lakh-crore-for-11th-straight-month-in-jan-119498) [Credit Card से जमकर खर्च कर रहे लोग, लगातार 11वें महीने बना रिकॉर्ड, जानें कौन कर सकता है क्रेडिट कार्ड के लिए अप्लाई](/hindi/banking/credit-card-spending-in-january-crosses-1-lakh-crore-rupees-for-the-11th-consecutive-month-who-can-apply-for-credit-card-119470) [Credit Card: 1, 2 या 3... उन्होंने बताया कि मामले की जांच जारी है और यह संदेह है कि आरोपियों ने अन्य बैंकों और वित्तीय संस्थानों से क्रेडिट कार्ड हासिल करने के लिए भी यही तरीका अपनाया होगा. Credit Balance Transfer से कम करें बोझ](/hindi/banking/credit-card-tips-what-is-credit-balance-transfer-how-to-save-money-on-credit-card-interest-rate-with-transferring-balance-118314) सूत्र ने बताया कि उदाहरण के लिए अभिषेक बच्चन के पैन कार्ड में उनका पैन नंबर और डेट ऑफ बर्थ थी, लेकिन आरोपियों में से एक की तस्वीर लगी थी. उन्हें यह बात पता थी GSTIN के पहले दो अंक राज्य का कोड और उसके बाद के 10 अंक पैन नंबर हैं.’’ सूत्र ने कहा, ‘‘इन हस्तियों की जन्मतिथि भी गूगल पर मौजूद थी. शाहदरा के पुलिस उपायुक्त (डीसीपी) रोहित मीणा ने बताया कि धोखाधड़ी करने वालों ने अभिषेक बच्चन, शिल्पा शेट्टी, माधुरी दीक्षित, इमरान हाशमी और महेंद्र सिंह धोनी के नाम और उनके डीटेल्स का इस्तेमाल किया.

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Image courtesy of "TelecomTalk"

Airtel Axis Bank Credit Card, Who Should Get One (TelecomTalk)

The customers will get 25% cashback on money spent through the Airtel Axis Bank Credit Card on services of Airtel.

There's a criterion that is in place that every customer needs to fit under to become eligible to get this card. In the value chart of the cashback for the card, it has been mentioned that up to 10% cashback with a cap of Rs 3600 will be given to the customer annually. You basically get it at no cost as the Rs 500 that you pay to get the card, you get back in the form of an Amazon eVoucher if you make the first transaction through the card within 30 days of card issuance.

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Image courtesy of "Zee News Hindi"

Credit Card: धोनी और सचिन के नाम पर ठगों ने लगाया बैंक को 50 लाख का चूना (Zee News Hindi)

हाल ही में एक मामला सामने आया है जिसने सब को हैरान कर दिया है. कुछ ठगों ने कई सेलेब्रिटी ...

पुलिस की एक रिपोर्ट के अनुसार, जालसाजों के एक ग्रुप ने कथित तौर पर बॉलीवुड अभिनेताओं और क्रिकेटरों के ऑनलाइन उपलब्ध जीएसटी डिटेल से पैन का विवरण हासिल किया, और पुणे स्थित फिनटेक स्टार्टअप 'वन कार्ड' से उनके नाम पर जारी क्रेडिट कार्ड प्राप्त किए. कुछ ठगों ने कई सेलेब्रिटी के पैन कार्ड डिटेल लेकर बैंक के साथ 50 लाख का फ्रॉड किया है. यहां तक की ठगो ने बैंक से सेलेब्रिटी के नाम का क्रेडिट कार्ड भी ले लिया.

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Image courtesy of "Indian Express Tamil"

ஐ.ஆர்.சி.டி.சி எச்.டி.எஃப்.சி வங்கி கிரெடிட் கார்டு ... (Indian Express Tamil)

கார்டு வழங்கிய 30 நாட்களுக்குள் கார்டை செயல்படுத்தினால் ரூ.500 அமேசான் வவுச்சர் ...

இந்த IRCTC HDFC வங்கி கிரெடிட் கார்டு NPCI இன் ரூபே நெட்வொர்க்கில் கிடைக்கும். IRCTC மற்றும் HDFC வங்கியின் இணையதளங்கள் மூலம் IRCTC HDFC வங்கி கிரெடிட் கார்டுக்கு விண்ணப்பிக்கலாம். இது தொடர்பான ஒரு கூட்டறிக்கையில், “IRCTCயின் டிக்கெட் இணையதளம் மற்றும் IRCTC Rail Connect செயலி மூலம் IRCTC HDFC வங்கி கிரெடிட் கார்டு ரயில் டிக்கெட் முன்பதிவுகளில் பிரத்தியேகமான பலன்கள் மற்றும் அதிகபட்ச சேமிப்பை வழங்கும்” என்று கூறியுள்ளது.

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Image courtesy of "Forbes"

The Credit Card Competition Act of 2022 Meets Its Biggest Foe ... (Forbes)

Legislation meant to foster competition can never improve on the market itself.

And if the latter is true, we can then point to Amazon as a market symbol solving a problem not born of a lack of competition, but instead as a size entrant that will give credit card companies enjoying theoretically fat margins a run for their money. In this case, more and more Amazon customers (the guess here is that they’re young) are transacting without traditional credit-card companies as the financier. As evidenced by the evolutionary nature of transactions on Amazon alone, 2030 will be another country relative to 2023 in terms of how we buy things. If there’s that much commerce taking place with Visa and MasterCard as the financial middle man, we needn’t worry about a lack of competition. Precisely because it can lay claim to the world’s greatest virtual shopping experience, it’s actively looking for ways to enable those who are in search of “everything” to transact in every way they want to transact. Looking ahead, commerce in the dynamic U.S. Please think about Venmo, Zelle, and the myriad private money concepts with $3.49 trillion top of mind. Senators Richard Durbin (D-IL) Roger Marshall (R-KS) introduced the Credit Card Competition Act of 2022 “to ensure that giant credit card-issuing banks offer a choice of at least two networks over which an electronic credit transaction may be processed.” Up front, it will be said at first, second, or third glance that it’s hard to countenance legislation that would empower the Federal Reserve to pursue a non-market outcome inside an industry (credit cards) that embodies markets. [The Founders](https://www.amazon.com/Founders-Paypal-Entrepreneurs-Shaped-Silicon/dp/1501197266/ref=sr_1_1?crid=2JM2P44T5ZSG8&keywords=jimmy+soni+the+founders&qid=1649261644&sprefix=Jimmy+Soni%2Caps%2C203&sr=8-1) (a history of PayPal), “In the late 1990s, only 10 percent of all online commerce was conducted digitally – the vast majority of transactions still ended with a buyer sending a check by mail.” Imagine that. From there, $3.49 trillion tells us something bigger about the superfluity of legislation meant to inject more competition into the credit card space. It’s something to think about with the present top of mind. While online transactions were supposed to take place online, even those who’d taken the plunge into this all new way of commerce were still reliant on the U.S.

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Image courtesy of "Deccan Herald"

How to Get a Credit Card with A CIBIL Score of 700? (Deccan Herald)

New Delhi (India), March 2: Before approving a credit card application, credit card providers consider a variety of factors, including your age, ...

It is better to maintain a credit score of at least 750 and above to get the best offer from credit card issuers. If you do not know your credit score but have been regular with your payments in the past, then you can simply log into the bank’s website and apply for a new credit card online. However, a credit score of more than 700, according to CIBIL, is also considered good in general. Furthermore, lenders can carry a lower credit risk as opposed to giving credit to someone with a poor credit history. If you are applying for a new credit card or planning to get one, here are some important details about the CIBIL score that you should be aware of: Your credit score is the deciding factor.

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Image courtesy of "Namasthe Telangana"

IRCTC HDFC Bank Credit Card | రైల్వే ప్రయాణికులకు గుడ్‌ న్యూస్‌ ... (Namasthe Telangana)

IRCTC HDFC Bank Credit Card | రైల్వే ప్రయాణికుల కోసం హెచ్డీఎఫ్‌సీ బ్యాంక్‌తో కలిసి ఐఆర్సీటీసీ కో- ...

ప్రముఖ ప్రైవేట్ బ్యాంక్ హెచ్డీఎఫ్సీ బ్యాంకుతో కలిసి రైల్వే టికెట్ల ఆన్లైన్ రిజర్వేషన్ల సంస్థ ఇండియన్ రైల్వే క్యాటరింగ్ అండ్ టూరిజం అండ్ టూరిజం కార్పొరేషన్ (ఐఆర్సీటీసీ -IRCTC) కో- బ్రాండెడ్ క్రెడిట్ కార్డు- ఐఆర్సీటీసీ హెచ్డీఎఫ్సీ క్రెడిట్ కార్డు (IRCTC HDFC Bank Credit Card) తీసుకొచ్చింది. ఐఆర్సీటీసీతో కలిసి కో- బ్రాండెడ్ క్రెడిట్ కార్డు జారీ చేయడం ప్రాధాన్యం సంతరించుకున్నది. ఈ ఐఆర్సీటీసీ హెచ్డీఎఫ్సీ క్రెడిట్ కార్డుతో ఐఆర్సీటీసీ వెబ్సైట్, యాప్ ద్వారా బుకింగ్స్పై ఎక్స్క్లూజివ్ బెనిఫిట్లు అందుబాటులోకి వచ్చాయి.

बिहार स्टूडेंट क्रेडिट कार्ड : नालंदा में 92 फीसद आए आवेदन (Hindustan हिंदी)

बिहार स्टूडेंट क्रेडिट कार्ड : नालंदा में 92 फीसद आए आवेदन. 76 फीसद छात्रों को राशि हुई ...

बिहार स्टूडेंट क्रेडिट कार्ड : नालंदा में 92 फीसद आए आवेदनबिहार स्टूडेंट क्रेडिट कार्ड : नालंदा में 92 फीसद आए आवेदनबिहार स्टूडेंट क्रेडिट कार्ड : नालंदा में 92 फीसद आए आवेदनबिहार स्टूडेंट क्रेडिट... बिहार स्टूडेंट क्रेडिट कार्ड : नालंदा में 92 फीसद आए आवेदन [हिंदी न्यूज़](/) [बिहार](/bihar/) [बिहारशरीफ](/bihar/biharsharif/)बिहार स्टूडेंट क्रेडिट कार्ड : नालंदा में 92 फीसद आए आवेदन

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Image courtesy of "Fortune"

What's a good APR for a credit card? (Fortune)

Average credit card interest rates have increased. Here's how to tell if you are getting a good APR.

The process for requesting a lower APR on your credit card varies depending on your issuer’s policies. If this is the case, you may be able to negotiate your rate by calling your issuer and requesting a reduction. It also doesn’t take into account that each borrower has a different credit history, so what is a good rate for one person may not be for everyone. This is contingent on the Federal prime rate and can vary significantly from year to year. But if you are in immediate need of funds, consider comparing several [credit cards that suit your spending needs](https://fortune.com/recommends/credit-cards/credit-card-points-vs-miles-vs-cash-back/) and weeding out the ones that charge the highest APR. This means the [35% of borrowers who carry a balance](https://fortune.com/recommends/credit-cards/inflation-has-led-to-a-credit-card-debt-crisis/) from month to month can [expect a higher interest bill](https://fortune.com/recommends/credit-cards/how-the-feds-rate-hike-can-impact-your-credit-cards/)—especially if they have a variable rate. Bear in mind that eventually the card will return to its regular APR, so consider whether you are comfortable with this rate before applying. If you owe more than 30% of your credit limit, consider paying down your balances, since that is the second largest factor impacting your credit score. So, we have to first convert your annual interest rate to a daily periodic rate. An example of this is credit cards that offer a 0% introductory APR for a few months following the account opening. It’s important to note that this percentage changes along with the Federal prime rate, so what is considered a good rate today might change in the future as the Fed updates its rates. There is a step-by-step calculation to determining your APR, but you’ll need to do some light research before crunching numbers.

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Image courtesy of "PaymentsJournal"

BidenCash Credit Card Leak Strikes Again (PaymentsJournal)

BidenCash, a dark web marketplace leaked information on two million credit cards, most of them issued in the U.S..

For businesses and financial institutions alike, the battle continues to secure personal credit card information. As a key player in the cybercrime economy, BidenCash enables bad actors to use these stolen credit cards to conceal their illegal activities. The second is in the form of card dumps, which is information that has been derived from the card’s magnetic stripe.

Visa aims to lower credit surcharge (Payments Dive)

Retailers, restaurants and other merchants that accept credit cards from their consumers can add surcharges to the tab to recoup the interchange fees they pay ...

Shepherd suspects that if Visa tries to follow through on its plans to put downward pressure on surcharges, it will face litigation in the next five years. He won an amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010 that instituted restrictions on the fees that can be charged for debit cards. Dick Durbin (D-IL) sought last year to impose new regulations encouraging the use of alternatives to Visa and Mastercard networks in an effort to reduce their dominance in the industry. “Visa has been very heavy-headed about it,” he said, acknowledging that “Visa has all the leverage.” The industry is more regulated with respect to fees in some other countries, including the United Kingdom, he explained. Indeed, in the notice, Visa suggested its final rules could be different from the “advance copy” provided in connection with the notice. In the middle are card transaction processors, independent sales organizations and their agents who also take a cut of the fees. Merchants have tapped the ISOs’ surcharge programs to avoid absorbing the swipe fees so ISOs will revolt against lowering the cap, Shepherd said. [constant source of friction](https://www.paymentsdive.com/news/visa-mastercard-face-biggest-challenges-in-a-decade/598850/) between merchants and the companies that impose them. Visa didn’t respond to a request for comment on the surcharge change notice. “The maximum amount will now be included in the Visa Rules,” the Jan. The surcharges have shown up more often in recent years as merchants have faced higher interchange fees.

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Image courtesy of "Samayam Malayalam"

ട്രെയിൻ ടിക്കറ്റ് ബുക്ക് ചെയ്യാം ... (Samayam Malayalam)

ഐആർസിടിസി ലിമിറ്റഡും (IRCTC) എച്ച്ഡിഎഫ്സി ബാങ്കും ഒരു പുതിയ കോ-ബ്രാൻഡഡ് ട്രാവൽ ...

രാജ്യത്തുടനീളമുള്ളമുള്ള ദശലക്ഷക്കണക്കിന് ഇന്ത്യക്കാർക്ക് കാർഡ് വാഗ്ദാനം ചെയ്യാനാണ് എച്ച്ഡിഎഫ്സി ലക്ഷ്യമിടുന്നത്. തുടർന്ന് എസ്ബിഐ കാർഡ് (3.24 ദശലക്ഷം കാർഡുകൾ), ആക്സിസ് ബാങ്ക് (3.05 ദശലക്ഷം കാർഡുകൾ). 2020 നവംബറിനും 2022 ജൂലൈയ്ക്കും ഇടയിൽ നാല് ദശലക്ഷത്തിലധികം ക്രെഡിറ്റ് കാർഡുകൾ ചേർത്ത ഐസിഐസിഐ ബാങ്കാണ് ഈ കാലയളവിൽ ഏറ്റവും കൂടുതൽ നേട്ടമുണ്ടാക്കിയത്.

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Image courtesy of "సాక్షి"

రైలు ప్రయాణికులకు గుడ్‌ న్యూస్‌.. మరో ట్రావెల్‌ క్రెడిట్‌ కార్డ్‌! (సాక్షి)

రైలు ప్రయాణికులకు గుడ్‌ న్యూస్‌.. మరో ట్రావెల్‌ క్రెడిట్‌ కార్డ్‌! 2 Mar, 2023 16:54 IST|Sakshi.

Follow us on [Telegram](https://t.me/SakshiDailyNews) - ఈ కో-బ్రాండెడ్ కార్డ్ ప్రత్యేకంగా ఎన్పీసీఐ రూపే నెట్వర్క్లో అందుబాటులో ఉంటుంది. ఐఆర్సీటీసీ వెబ్సైట్, రైల్ కనెక్ట్ యాప్లలో ఈ కార్డును ఉపయోగించి బుక్ చేసే రైలు టిక్కెట్లపై ప్రత్యేకమైన ప్రయోజనాలతోపాటు డబ్బును కూడా ఆదా చేసుకోవచ్చు. ఐఆర్సీటీసీతో భాగస్వామ్యం పొందిన మొదటి ప్రైవేట్ రంగ బ్యాంకు తమదేనని హెచ్డీఎఫ్సీ బ్యాంక్ గ్రూప్ హెడ్ పరాగ్ రావ్ తెలిపారు. ఈ కో-బ్రాండెడ్ కార్డ్ ప్రత్యేకంగా ఎన్పీసీఐ రూపే నెట్వర్క్లో అందుబాటులో ఉంటుంది. తరచూ రైలు ప్రయాణాలు చేసే వారికి ఇండియన్ రైల్వే క్యాటరింగ్ అండ్ టూరిజం కార్పొరేషన్ లిమిటెడ్ ( ఐఆర్సీటీసీ) ప్రత్యేకంగా మరో ట్రావెల్ క్రెడిట్ కార్డును తీసుకొస్తోంది.

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Image courtesy of "The Nevada Independent"

The harm the Credit Card Competition Act could do (The Nevada Independent)

A piece of Nevada's economy is under threat by an old idea with a new name: the Credit Card Competition Act (CCCA). Fortunately, this bill did not get far ...

Congress needs to reject policies like the Credit Card Competition Act that would hurt consumers and Nevada families. Should the bill be re-proposed and pass, banks, particularly community banks and credit unions, will see massive revenue losses and will have to cut back on many of the perks and protections we have come to know and love. And according to a CRA International analysis, rewards card fees in Australia rose by as much as 77 percent and the value of rewards points fell nearly 25 percent after the policy was implemented. So instead of pushing for more cash transactions, retailers are trying to limit their costs from interchange fees with the false argument that it will benefit consumers. Instead, the giant retailers that lobbied for the policy, including Target and Walmart, saw about $100 billion in extra profits. The idea is that because interchange fees

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Image courtesy of "TV9 Hindi"

अपने क्रेडिट कार्ड पर ऑटो डेबिट सुविधा को कैसे करें एक्टिवेट और ... (TV9 Hindi)

Credit Card Facility : आप आसानी से घर बैठे इस सुविधा का लाभ उठा सकते हैं. देश के कुछ बैंक ऐसे हैं ...

इस तरह आप क्रेडिट कार्ड ऑटो डेबिट फीचर को एक्टिव कर सकते हैं. इस तरह आप क्रेडिट कार्ड ऑटो डेबिट फीचर को डिसेबल कर सकते हैं. ऑटो डेबिट सेवा के तहत, हम आपकी भुगतान देय तिथि पर आपकी ओर से आपके पंजीकृत बैंक को आपका भुगतान लेनदेन प्रस्तुत करेंगे, और फिर डेबिट आपके बैंक खाते से निष्पादित किया जाएगा.

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Image courtesy of "The Hindu BusinessLine"

Bullish on credit cards, payment industry growth prospects, says ... (The Hindu BusinessLine)

Rao asserted that he does not see the frenetic growth in usage of UPI as competition for credit cards, noting that there will always be need for credit.

Asked about the delinquency level at HDFC Bank’s credit card business, Rao said that delinquency levels are well under control. “All the millions of UPI customers are future credit card customers. Credit card spends in the country were above the ₹ 1 lakh crore mark for the 11th consecutive month in January 2023, touching ₹ 1.28 lakh crore during the month, RBI data showed. The demand for credit card generically will continue. “One part of optimism is that HDFC Bank’s internal customer base itself will grow with the merger. Payments will be driver of consumption in the economy.

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Image courtesy of "Moneycontrol.com"

Women's day 2023: Best credit cards for women (Moneycontrol.com)

On the occasion of Women's day, Paisabazaar has compiled some of the best credit cards that will help women credit card users maximise the savings on their ...

The annual fee is Rs 999 on this card. The annual fee is Rs 500 on this credit card. The annual fee is Rs 350 on this card. The annual fee is Rs 495. The issuer waives annual fees on spending Rs 2 lakh in a year. The users get 4 EDGE reward points on every Rs 200 spent via this credit card.

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Image courtesy of "Zee News தமிழ்"

கிரெடிட் கார்டுகள் கட்டணம் குறைய வாய்ப்பு! கிரெடிட் ... (Zee News தமிழ்)

கிரெடிட் கார்டுகள் கட்டணம் குறைய வாய்ப்பு! கிரெடிட் கார்டு போட்டி சட்டத்தின் சூப்பர் ...

கணக்குகளை உடைக்க முயற்சிக்கும் அதிநவீன ஹேக்கர்கள் நிறைய உள்ளனர். நிதி பரிவர்த்தனைகளின் சைபர் பாதுகாப்பு என்பது நிறைய பேர் எடுத்துக்கொள்ளும் ஒன்று, மேலும் அந்த பாதுகாப்பை பராமரிப்பது கணிசமான செலவில் வருகிறது. அதே நேரத்தில் நெட்வொர்க் கட்டணம் நெட்வொர்க்கிற்கு செலுத்துகிறது. பரிமாற்றக் கட்டணம் கிரெடிட் கார்டு வழங்குபவருக்கு செல்கிறது, மற்றும் மாஸ்டர்கார்டு போன்றவை, பணத்தைப் பாதுகாப்பாக ரூட் செய்வது போன்ற பரிவர்த்தனைகளின் திரைக்குப் பின்னால் உள்ள கூறுகளை எளிதாக்குகின்றன. கேபிடல் ஒன், சேஸ் மற்றும் பாங்க் ஆஃப் அமெரிக்கா போன்ற வழங்குநர்கள் கிரெடிட் கார்டை வழங்குகிறார்கள்.

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Image courtesy of "NTV Telugu"

Credit Card Fraud: హైటెక్‌ మోసం.. ధోనీ, అభిషేక్‌ బచ్చన్‌ సహా ప్రముఖుల ... (NTV Telugu)

తాజాగా సైబర్‌ నేరగాళ్లు క్రీడా, సినీ ప్రముఖుల వివరాలను కూడా వదలడం లేదు. తాజాగా బాలీవుడ్ ...

ఈ మోసగాళ్లు తమ పేర్లపై క్రెడిట్ కార్డులు జారీ చేయడానికి పాన్, ఆధార్ నంబర్ వంటి వివరాలను అప్లోడ్ చేయడం ద్వారా తమ యాప్ ద్వారా కంపెనీని సంప్రదించారని కంపెనీ ఆరోపించింది. వారు ఇతర బ్యాంకులు, ఆర్థిక సంస్థల నుంచి క్రెడిట్ కార్డ్లను పొందేందుకు ఇదే పద్ధతిని ఉపయోగించారని అనుమానిస్తున్నారు. ఈ రెండింటితో పాన్, పుట్టిన తేదీ వివరాలను నమోదు చేశారు. ఈ సెలబ్రిటీలు మంచి సిబిల్ స్కోర్లను కలిగి ఉంటారని, ఇది క్రెడిట్ కార్డ్లను పొందే అవకాశాలను మెరుగుపరుస్తుందని వారు తెలుసుకున్నారని సమాచారం. తాజాగా బాలీవుడ్ నటులు, క్రికెటర్ల పాన్ వివరాలను ఆన్లైన్లో అందుబాటులో ఉన్న వారి జీఎస్టీ గుర్తింపు నంబర్ల నుంచి సేకరించి.. తాజాగా సైబర్ నేరగాళ్లు క్రీడా, సినీ ప్రముఖుల వివరాలను కూడా వదలడం లేదు.

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Image courtesy of "Travel"

IRCTC வழங்கும் புதிய டிராவல் கிரெடிட் கார்டின் ... (Travel)

இந்தியன் ரயில்வே கேட்டரிங் மற்றும் டூரிஸம் கார்ப்பரேஷன் லிமிடெட் (IRCTC) HDFC வங்கியுடன் ...

HDFC வங்கியின் இணையதளம், IRCTC இணையதளம் மற்றும் HDFC வங்கி போன்ற ஏதேனும் ஒரு சேவையைத் தேர்ந்தெடுத்து டிராவல் கிரெடிட் கார்டுக்கு விண்ணப்பிக்கலாம். IRCTC HDFC யின் டிராவல் கிரெடிட் கார்டுக்கு விண்ணப்பிப்பது மிகவும் எளிது. IRCTC HDFC வங்கி கிரெடிட் கார்டு என்பது IRCTC மற்றும் HDFC வங்கியின் சமீபத்திய ஒத்துழைப்பாகும், இது NPCI இன் ருபே நெட்வொர்க்கில் பிரத்தியேகமாக அணுகப்படும். இந்த கிரெடிட் கார்டை IRCTC யின் தலைவர் மற்றும் நிர்வாக இயக்குநர் ரஜனி ஹசிஜா, HDFCயின் மூத்த தலைவர்கள் மார்ச் 1 அன்று கார்டை உலகிற்கு அறிமுகப்படுத்தினர். இந்தியன் ரயில்வே கேட்டரிங் மற்றும் டூரிஸம் கார்ப்பரேஷன் லிமிடெட் (IRCTC) HDFC வங்கியுடன் இணைந்து அட்டகாசமான ஒரு டிராவல் கிரெடிட் கார்டை அறிமுகப்படுத்தியுள்ளது. இது சாதாரண கார்டு மட்டுமல்ல, மிகவும் பலனளிக்கும் கோ-பிராண்டட் டிராவல் கிரெடிட் கார்டு.

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Image courtesy of "News18 తెలుగు"

Credit Card: క్రెడిట్ కార్డ్ రివార్డ్ పాయింట్‌లను తెలివిగా ఎలా ఉపయోగించాలి ... (News18 తెలుగు)

Here are some tips on how to maximise the benefits of your credit card reward points gh srd - Credit Card: వినియోగదారులకు అత్యసవర ...

క్రెడిట్ కార్డ్ రివార్డ్ పాయింట్ల గడువు ముగిసేలోపు వినియోగించేలా జాగ్రత్తలు తీసుకోవాలి. కొన్ని బ్యాంకులు రివార్డ్ పాయింట్ల ద్వారా విరాళాలు అందించే అవకాశాన్ని కూడా అందిస్తాయి. : క్రెడిట్ కార్డ్ పొందిన మొదటి 90 రోజులలోపు డబ్బు ఖర్చు చేస్తే, కొన్ని బ్యాంకులు వెల్కం పాయింట్లను అందిస్తాయి. కార్డ్ని స్వైప్ చేసిన ప్రతిసారీ క్రెడిట్ కార్డ్ రివార్డ్ పాయింట్లు ఆటోమేటిక్గా జమ అవుతాయి. * క్రెడిట్ కార్డ్ టైప్ ఆధారంగా ప్రయోజనాలు : అనేక బ్యాంకులు, మెర్చంట్స్, ఫిన్టెక్ కంపెనీలు కస్టమైజ్డ్ కార్డ్లతో పాటు ఆకర్షణీయమైన రివార్డ్ పాయింట్ ప్రోగ్రామ్లను ఆఫర్ చేస్తున్నాయి. క్రెడిట్ కార్డ్ ద్వారా ఖర్చు చేస్తున్నప్పుడు వివిధ రకాల రివార్డ్ల కోసం రీడీమ్ చేయగల పాయింట్లు లభిస్తాయి.

Credit card fraud: Five cyber criminals held for using PAN details of ... (Millennium Post)

New Delhi: Delhi Police busted a group of cyber fraudsters who allegedly procured PAN details of various celebrities like Sachin Tendulkar, MS Dhoni, ...

During the interrogation, it was revealed that he got an edited Aadhaar card and PAN card from a shop named Indian Online Services which was jointly run by accused Puneet in the Babarpur area of Shahdara. It was also revealed that he learnt all the techniques of this fraud from Vishwa Bhaskar Sharma whom he met through Telegram. Later, the cops registered a case under sections 419/420/467/468/471/120B/34 of the IPC wherein it was alleged that several accused persons have cheated their company to the tune of Rs 21.32 lakh by creating fake Pan card and Aadhaar card of 95 celebrities.

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Image courtesy of "Economic Times"

Cyber criminals use PAN details of celebrities for credit card fraud ... (Economic Times)

Some of the celebrities whose names and details were used by the fraudsters are Abhishek Bachchan, Shilpa Shetty, Madhuri Dixit, Emraan Hashmi and Mahendra ...

Accordingly, credit cards were issued to the accused persons with an approved credit limit of Rs 10 lakh each." [Subscribe](https://economictimes.indiatimes.com/subscription?newslettertype=div_3125&email=2&utm_source=newsletter&utm_medium=email&utm_campaign=DailyTop5)to our daily newsletter for the latest and must-read tech news, delivered straight to your inbox. Accordingly, our system fetched the bureau details based on the original PAN and suggested a credit limit." They got the PAN cards remade fraudulently putting their own pictures on it so that during video verification, their looks match with the photo available on PAN/Aadhaar card." They used to get GST details of these celebrities from It immediately alerted the Delhi Police which swung into action and arrested five of them.

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Image courtesy of "Hindustan Times"

Chandigarh man gets call for credit card activation, loses ₹74000 (Hindustan Times)

A day after his new SBI credit card was delivered on February 18, the victim received a call from someone posing a staffer of the SBI credit card ...

He sought the card details from him, saying that these were needed for card activation. In January, he had applied for an SBI credit card that was delivered to him on February 18. A day after his new SBI credit card was delivered on February 18, the victim received a call from someone posing a staffer of the SBI credit card department

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Image courtesy of "The Indian Express"

Aishwarya Rai, Alia Bhatt and a credit card fraud (The Indian Express)

During investigation, police said IP addresses of the accused and mobile numbers used to set up bank accounts in the celebrities' names were tracked and it ...

“Thereafter, he came in touch with accused Sunil Kumar and Pankaj Mishra through the Telegram group. JCP (Eastern Range) Chhaya Sharma said three of the accused, Sunil, Vishva and Pankaj, worked in close conspiracy with each other. Raids were carried out and one Sunil Kumar was held from Babarpur.

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Image courtesy of "The Economic Times"

pan: Cyber criminals use PAN details of celebrities for credit card ... (The Economic Times)

Some of the celebrities whose names and details were used by the fraudsters are Abhishek Bachchan, Shilpa Shetty, Madhuri Dixit, Emraan Hashmi and Mahendra ...

Accordingly, credit cards were issued to the accused persons with an approved credit limit of Rs 10 lakh each." [Subscribe](https://economictimes.indiatimes.com/subscription?newslettertype=div_3125&email=2&utm_source=newsletter&utm_medium=email&utm_campaign=DailyTop5)to our daily newsletter for the latest and must-read tech news, delivered straight to your inbox. Accordingly, our system fetched the bureau details based on the original PAN and suggested a credit limit." They got the PAN cards remade fraudulently putting their own pictures on it so that during video verification, their looks match with the photo available on PAN/Aadhaar card." They used to get GST details of these celebrities from It immediately alerted the Delhi Police which swung into action and arrested five of them.

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Image courtesy of "Times of India"

Banks, credit card firms duped in name of Sachin Tendulkar, others ... (Times of India)

Delhi Police has arrested five people and busted a gang that allegedly duped banks and credit card firms by using forged government identities like PA.

Accordingly, our system fetched the bureau details based on the original PAN and suggested a credit limit," it added.cr "They then got PAN cards remade fraudulently with their own pictures on them so that during video verification their faces match the photo on the PAN/Aadhaar card. The date of birth of these celebrities is available on Google," said a senior officer. "The accused got GST details of these celebrities from Google. ID cards in the names of Abhishek Bachchan, Sachin Tendulkar and 95 other celebrities were used by the gang, police said. Cops tracked the accused using technical surveillance and details of transactions.

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Image courtesy of "News18 इंडिया"

क्रेडिट कार्ड और डेबिट कार्ड नहीं हैं सगे भाई, दोनों को एक समझने की न करें ... (News18 इंडिया)

यह दो काम करता है. इससे ATM मशीन से पैसा निकाला जा सकता है ऑनलाइन पेमेंट और डेबिट कार्ड ...

डेबिट कार्ड से वो सारे काम नहीं लिए जा सकते जो क्रेडिट कार्ड से लिए जा सकते हैं. डेबिट कार्ड के मामले में, बैंक रोजाना के कैश विद्ड्रॉल लिमिट और पीओएस खर्च की सीमा को तय करते हैं. डेबिट और क्रेडिट कार्ड दोनों में ही सिक्योरिटी फीचर्स एक समान हैं. लेकिन कुछ क्रेडिट कार्ड के लिए बैंक वार्षिक फीस जरूर वसूल करते हैं. जबकि डेबिट कार्ड से पैसे निकालने पर कोई फीस नहीं लगती है. इसीलिए बैंक ग्राहकों को डेबिट कार्ड (Debit Card) और क्रेडिट कार्ड (Credit Card) देते हैं.

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